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Intruders are accessing a private computer and unauthorized use is prohibited and is considered a crime punishable by law.
IMPORTANT
INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government
fight the funding of terrorism and money laundering activities, Federal law
requires all financial institutions to obtain, verify, and record information
that identifies each person who opens an account.
What this means to you:
When you open an account, we will ask for your name, address, date of birth, and
other information that will allow us to identify you. We may also ask to see
your driver's license or other identifying documents.
NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Bank of Luxemburg.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:
• All of our consumer customers who have a
continuing relationship with us, such as:
• Deposit account
• Loan account
• Credit card
• Safe deposit box
• Financial, investment, or economic advisory services
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms.
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Nonpublic personal in formation means information about you that we collect in connection
with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
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An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
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A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY
AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers, except as permitted by law.
AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
• Nonpublic personal information we receive
from you on an application or other forms,
such as
• Name
• Address
• Telephone number
• Nonpublic personal information about your
transactions with us, such as
• Name
• Address
Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out
of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
Types of Businesses. We may disclose information pursuant to joint
marketing agreements to the following types of businesses:
• Financial service providers, such as
o Proprietary Investment Division of the Bank (Raymond James
Financial Services)
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