Personal Savings

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Investor's Savings

$10,000.00 minimum daily balance requirement
Premium tiered interest rate
Total access to your money
ATM accessible
Open an Investor's Savings Account
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If the daily balance falls below $10,000.00 during the month, there is a $12.00 service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.

Money Market Select

$1,000.00 minimum daily balance requirement
Tiered rate of interest
Check-writing feature
Total access to your money
Open a Money Market Select Account
Check Rates

If your daily balance falls below $1,000.00 during the month, there is a $8.00 service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.

Everyday Savings

$100.00 minimum daily balance requirement
Interest bearing account
Total access to your money
Open an Everyday Savings Account
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If your daily balance falls below $100.00 during the statement cycle, there is a $5.00 monthly service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.

Holiday Club

$10.00 opening deposit
Save money for the holiday season year round
Open withdrawal period October through January
No minimum daily balance required
Interest bearing account
Budget tips for holiday travel
Open a Holiday Club Account
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Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee.

Star Saver Savings

$10.00 opening deposit
Exclusively for savers age 17 or younger
No minimum daily balance required
Interest bearing account
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When the account holder turns 18, the account graduates to an Everyday Savings account. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.

Health Savings Accounts (HSA)

Complement your high deductible health plan (HDHP) with this account and take advantage of tax deductible savings.

$30.00 opening deposit
No monthly service charge
Up to three checks per statement cycle
Unlimited HSA debit card transactions
Tiered rate of interest
Tax deductions when you contribute to your account
Tax-free earnings through investment
Tax-free withdrawals for qualified medical expenses

Take control of your health and your money with these great benefits:

Check-writing feature
HSA Debit Card
Check Rates

To qualify for an HSA, you must have a qualified high deductible health plan (HDHP).

One time set-up fee of $25.00. Up to three checks will be processed per month at no charge. If more than three checks are processed per month, there will be a fee of $1.00 per check. Learn about the Health Savings Accounts limits for 2023 and 2024.

Complement your account with any of the following services:

Online Banking
Mobile Banking
Electronic Documents
24 Hour Telephone Banking