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CD/IRA

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Certificates of Deposit (CD)Elderly Couple

Maximize Your Savings! Start earning interest with a low minimum balance of just $1,000.00. Interest can either be reinvested into the CD or credited directly to your checking or savings account. Choose from a variety of terms to fit your needs. For details on available terms and current interest rates, contact us today. Please note that early withdrawals may incur a penalty.

Open select CDs

Star Saver Certificate of Deposit (CD)

Boost Your Child's Savings with a Star Saver CD! Pair your Star Saver Account with a Star Saver CD to grow your money even faster. Open an account with as little as $250.00 and choose between a 36 or 60-month term. You can make additional deposits of $25.00 or more at any time during the term. Enjoy penalty-free withdrawals for college expenses, home purchases, or investment opportunities. The primary owner must be 18 years old or younger, with an adult co-owner required on the account.

Individual Retirement Accounts (IRAs)

Choose from Roth, Traditional, or Educational IRAs – all with low minimum balance requirements. Tailor your contributions to your needs, whether you prefer a single annual contribution or multiple budget-friendly deposits throughout the year. Contact us for details on terms and current interest rates. Please note that early withdrawals may incur penalties, and transfer fees may apply. Learn about the IRA limits for 2023 and 2024.

Freedom IRA

The Freedom IRA is a CD product with a 12-month term that allows you to make additional contributions of any amount at any time during the term. Start with a low opening deposit of just $25.